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“With Check 'n Go I didn't have to go through fax*** or phone. I was able to apply online with an easy application. This is why I go to Check 'n Go.”— Christopher, from Ohio
APR Information
Annual Percentage Rate (APR) for a representative loan of $200 is 676.68% (assumes a 14 day loan term). To review loan rates and fees please see Ohio Rates and terms.
Financial Implications
If your loan payment is due and we're unable to withdraw funds from your checking account, the payment will be sent to collections. A returned check fee may be charged in some states. However, Check 'n Go will not collect any additional fees.
Credit Score Impact
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
Renewal Policy
Depending on your state of residence, you may be able to refinance your loan. Refinancing allows you to apply for additional time to repay your loan. When you refinance, you must pay off your existing finance charges. In addition, some states may also require you to pay down a portion of the principal on your existing loan. Other than standard finance charges, no additional fees will be charged to refinance a loan. Check 'n Go will not automatically renew or refinance your loan.
To find out if your state allows refinancing, please consult our State Center.
- Contact Us
- Code of Conduct for Responsible Lending
- Loan Rates and Terms
- FAQs: Renewal, Rollover, and Refinancing
- FAQs: Late Payment and Non-Payment
7755 Montgomery Road Cincinnati, OH 45236
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* Check 'n Go Online is not a direct lender in Texas and Ohio, where instead it acts in the capacity as a Credit Services Organization in conjunction with NCP Finance Limited Partnership as the direct lender.
** Actual loan amounts vary. See State Center for specific information and requirements.
*** Eligibility for the faxless application process depends on the applicant meeting certain qualification criteria. Faxless application process is not available in all states.
**** Products or services offered to customers may vary based on customer eligibility and applicable state or federal law.
Same-day funds not available in all states and are available only to elligible customers. Restrictions may apply.
Check 'n Go OH License #SM.501663 and #CS.900077.000, and #CC700416. Rhode Island licensed check casher. California-licensed by the California Department of Corporations pursuant to the California Deferred Deposit Transaction Law. California loans otherthan deferred deposit loans are issued pursuant to the California Finance Lenders Law. Texas, Ohio, and Maryland-Loans originated by a third party lender, restrictions apply. Check 'n Go is a licensed money services business in Maryland, license #03-2092.